body {
  background:#fdd; color:#000;
  margin: 0 0.4em;
  padding:0px 0px;
  font-family: "Times New Roman", "Times Roman", Goudy, Georgia, Serif;
  text-align: left;
  background-image: url(cowibg2.gif);
  border: 0px solid #000;
  }
a:link {
  color:#00E;
  text-decoration:underline;
  }
a:visited {
  color:#528;
  text-decoration:underline;
  }
a:hover {
  color:#70F;
  text-decoration:underline;
  }

br {
  clear: both;
  }
hr {
  margin: 2px 0;
  border-top: 1px solid #777; border-bottom: 1px solid #DDD;
  border-left: 0; border-right: 0;  
  padding: 1px 0 0 0;
  }
h3 {
  font-size: 120%;
  font-weight: bold;
  border: 0 blue;
  margin: 0;
  padding: 0;
  color:#222;
  }

img {
  border: 0px solid #000;
  }
/* a img { we use this for name anchors so to indicate links we need to use:
  */
.xlnk {
  border: 2px solid #F99;
  }
.limg {
  float: left; margin-right: .4em;
  }